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Mangold Ford Finance Department in Eureka, Illinois.

New and used car finance packages are available for all Fords and other makes. Stop in today, fill out a credit application, and take advantage of our financing deals for the Ford Mustang, Escape, F-150, and any other models we sell. Let us assist you with processing your credit application or evaluating your Leasing options.

Are you concerned that your credit history will hold you back from owning the vehicle you want? Don't be! We can help you obtain the credit you deserve. We also have first-time buyers programs for those that currently have no credit established, and all are welcome to come and learn what Ford credit can do for you. If it's a new or used car loan or a car lease, you're looking for, we are here to assist you.

At Mangold Ford, we are committed to helping you obtain a new car loan, used car loan, or car lease when others have tried and failed. For your convenience, use our Online Credit Application. We also offer an online car loan calculator. For immediate attention, please contact us for more information.

Finance Terms to Know
Finance Terms
Undeniably, the most complicated part of the car-buying process is the financing aspect. You might hear a lot of unfamiliar terms and acronyms. Here is a quick rundown of some of the most common automotive financing terms and what they mean.
  • APR - This is the annual percentage rate or the amount of interest you will pay annually on your car loan. The lower this number is, the less you will pay in the long run.
  • Blue Book - When you hear the term “blue book price” this refers to Kelley Blue Book, an industry guide that helps dealers determine the price of a vehicle.
  • Credit - A term used to refer to your credit history, which shows how you have handled your finances in the past and reflect on your ability to repay a loan.
  • Destination Charge - This is the fee charged for transporting a brand new vehicle from the manufacturer to the dealership.
  • Gap Insurance - This is an optional insurance offered during the finance process that will cover any difference between the value of a car and the balance owed on a car loan (if the car is worth less than the amount owed) in the event of a total loss.
  • Title - A legal document that shows proof of ownership of a vehicle.
  • TT&L - This refers to the fees you have to pay for tax, title, and license.

If you have any questions about what a term means during any part of your car-buying process, please don’t hesitate to ask us. Our Financial experts here at Mangold Ford are excited to talk to you about a new car purchase! Come on by today!

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Contact Information

1100 West Center St
Eureka, IL 61530
Phone: (309) 467-2344

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*Estimated payment does not include Tax, Title, & License
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